What kind of loans do you offer?
Merit Financial Trust offers short term consumer loans often used to cover unexpected expenses. These loans are not intended to meet long-term financial needs.
How much can I borrow?
Merit Financial Trust offers loans up to $1,000. The actual amount of your loan is contingent on many factors and is based on a judgment of how much you can afford to borrow and your ability to pay back the loan?
Do I need to have great credit?
Merit Financial Trust is an option for all credit types. We are not like the local banks that are only lend to a select few. However, we do believe you should be able to afford a loan with us, and we will evaluate your ability to pay the money back. We will look at your banking history and verify your employment in order to help us make a decision. If everything checks out, we are happy to work with you! We do not discriminate.
When will I receive my loan?
Once you submit an application, you will hear from us within one (1) business day. Please make sure you are available via phone and email in order to finalize your loan documents or to provide any additional information necessary to evaluate your application. The faster we can reach you, the faster we can process your loan.
Loan applications fully verified and approved by 5pm Eastern Time are typically funded the next business day excluding bank holidays. Some loans may be eligible for same day funding. Loans are not processed on weekends and bank holidays.
Why is Merit Financial Trust better than other lenders?
There are several reasons. Most importantly, Merit Financial Trust works hard to get the money you need into your hands as soon as possible. We believe in transparency meaning Merit Financial Trust will never charge you any "hidden fees" not fully disclosed in the Loan Agreement or the Loan Cost & Terms. Merit Financial Trust provides its customers with outstanding customer service. Our representatives can be reached anytime during business hours to make sure you are well taken care of. We also offer many ways to save on finance fees and earn rewards for good financial behavior.
Is my personal information secure?
We use the highest industry standards of encryption to protect your data. We constantly test our system for vulnerabilities against hacks and other malicious virus attacks. You will have a secure login to access your account.
How can I contact you?
Merit Financial Trust customer service department is available Monday through Friday from 8:00 a.m. through 5:00 p.m. Eastern Time. Our telephone number is 844-688-5921
. You may also contact us via email at firstname.lastname@example.org
or via regular mail at:
Merit Financial Trust
Please note we are closed on weekends and holidays.